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IVF and insurance

12/5/2017

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In reference to a really insightful video and article I read the other day, I write this blog with my thoughts.  You may be interested, too. We all should be as  most of us are contributing to the health insurance plans that do not cover IVF costs and in fact, cause more multiple pregnancies, putting women at higher risk, requiring extra care, seeing more complications, and raising everyone's costs. http://cnb.cx/2hOnvyY

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Insurance companies should cover IVF. If they did, Women would more often be choosing a single embryo transfer (less risk) instead of so many choosing multiple embryos, or being faced with a decision to ‘reduce’. Currently, without IVF coverage, many choose multiple embryo transfers due to feeling it’s their one shot since they’re paying out of pocket 12K+. And ultimately, it is more risky a pregnancy and birth for mom and babies health, there are more tests, complications, interventions, early deliveries, etc, and we all end up paying higher rates because of increased costs with these higher risk multiple pregnancies and births. Guess whose pockets grow though? Insurance companies and fertility specialists. Are women and families happy to have their children!? Of course. But look at what/who is driving the decisions women often feel they need to make with IVF. Insurance companies should fully cover infertility treatment like they do other diseases. Women, aren’t we tired of making healthcare choices based on money? We have to demand better. And in my opinion, paying to have universal healthcare for all could take away a lot of this for-profit BS and may be less cost overall for everyone. 

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